This means you can't find a better price for the same insurer's product. Expert Advice from an Insurance Professional.
| Official Name | Commonly Called | Cost / | Coverage |
| Part A | Original | Free | Hospital care |
| Part B | Original | Deducted from SSA check /Bank Account | Medically-necessary and preventive services |
| Part C | Advantage | Commercially available | Parts A & B provided by a private insurer |
| Part D | Prescription Drugs | Optional extra with Part C | Prescription drugs |
| Supplement | Medigap | Commercially available | Uncovered expenses, e.g., copayments, coinsurance, and deductibles |
The Government regulates all Medicare Supplements, So, all Plan A, B, C, D, F, G, K, L, M, N have the same coverage within each plan. A plan F has the same coverage no matter which insurance carrier you use. But Insurance carriers charge different premiums for the same plans. One insurance carrier may charge $110 for a plan F while another insurance carrier may charge $156 for the same plan F. You get the same coverage with both carriers. So why pay more for the same? Get the best deal for the insurance coverage that fits your needs. The only people that benefit from you paying more are the insurance company and the agent that gets a higher commission. This is where we come in. We can quote you multiple insurance carriers and multiple plans in as little as 5-minutes over the phone. We can give you a market analysis of each carrier, how long have they been selling Medicare supplements, What are their AM best rating, How many seniors do they have insured in Indiana. We are independent of the insurance carriers- We work for you. Give us a call at 765-462-6002 Email kjones@INinsureALL.com
Whether you're searching for Medicare Supplements, Medicare Advantage, Life Insurance, and other retirement strategies you must be well-informed and well-advised to get the most out of your premium dollars. An experienced and independent agent who represents multiple insurance carriers can make a huge difference in what you pay for coverage. Your satisfaction is necessary for our success. Our goal is to provide you with the best level of customer service, and we welcome your comments and suggestions
Medicare by itself has a high deductible for hospital admission, and it only pays 80% of eligible doctor costs. A serious illness could set you back many thousands of dollars. A Medicare Supplement policy covers all or most out-of-pocket medical expenses providing you with peace-of-mind and potential savings. Let us guide you in sorting through the numerous Medicare options. We can also help you in choosing a Medicare prescription plan that includes your specific medications.
We specialize in saving seniors money. Even if you are 70+ years of age and already have a supplement let us quote your business. We move seniors from high-cost insurance carriers to steady performing insurance carriers saving seniors hundreds of dollars every year. Seniors can stay on their same plan and just change carriers. We do this 365-days a year. There is no need to wait until the open enrollment period. Seniors can change Medicare Supplement carriers whenever they like.
Long-Term Care Insurance gives you the financial means and the support options you desire. Whether you require in-home visits, assisted living or skilled nursing care, Long-Term Care Insurance lifts the burden from those around you, improving the quality of life for yourself and for everyone you hold dear.
Your family will always come first. You wouldn`t want them to bear huge and unexpected financial burdens at the time of your passing. No matter what your age, it`s essential to have a plan in place to protect your loved ones when you are no longer able. Final Expense insurance will pay for your funeral service, bills, and other associated costs.
Good question. There are a lot of insurance agents out there, and it may seem like any agent or broker is as good as another. But we are decidedly different. I got into the insurance market after my parents turned 65 and were over-charged by an agent that was more concerned with his commission than with seniors needs. I put the seniors needs first.
Let's face it; insurance jargon can be very confusing. We know the ins and outs of the insurance business, and our inside knowledge of many insurance carriers and the many products will work to your advantage. In fact, different insurance carriers often charge vastly different premiums for the same coverage. As independent agents, we are not employed by one particular insurance carrier. Instead, we can select insurance products from among the many carriers that best address your unique concerns.
We promise to focus our attention on your benefit exclusively.
Please don't hesitate to call us with your questions no matter whether you are already a valued customer, a potential client or if you simply need expert advice. There will never be a charge for our assistance or for a friendly, no-obligation chat.
